Terms of Service
These Terms govern your use of Bfinasys websites, AI tools, subscriptions, reports, and related services. By creating an account, purchasing a subscription, or using the service, you agree to these Terms and our Privacy Policy. You must be at least 18 and authorized to act for any organization you represent.
Accounts
You must provide accurate information, protect your credentials, and promptly notify us of suspected unauthorized access. You are responsible for activity under your account.
Subscriptions, renewal, and cancellation
Paid plans are priced in U.S. dollars and automatically renew monthly until canceled. Stripe processes payment. You authorize recurring charges for the selected plan and applicable taxes. You may cancel through the billing portal; access ordinarily continues through the paid billing period. Except where required by law or expressly approved by Bfinasys, fees already paid are nonrefundable.
Usage limits and service changes
Plans may include limits for AI questions, reports, storage, or other features. We may change, suspend, or discontinue features, limits, or pricing prospectively. Material subscription changes will be communicated as reasonably appropriate.
Your content
You retain ownership of content you submit. You grant Bfinasys and its service providers a limited right to host, process, reproduce, and transmit that content solely to operate, secure, support, and improve the requested service. You represent that you have the necessary rights and permissions to submit it.
AI output and professional decisions
Bfinasys provides decision-support information, not guaranteed outcomes. AI-generated output may be incomplete, outdated, or inaccurate. It is not legal, tax, accounting, investment, medical, employment, or other regulated professional advice. You are responsible for reviewing output and for decisions made using it.
Acceptable use
You may not use the service unlawfully; submit malware or content you lack rights to use; attempt unauthorized access; bypass usage, security, or payment controls; interfere with the service; or use output to make unlawful discriminatory or otherwise prohibited decisions.
Bfinasys property
Bfinasys and its licensors retain all rights in the service, software, designs, workflows, branding, and materials other than your content. No rights are granted except the limited right to use the service under these Terms.
Third-party services
The service relies on providers including Netlify, Supabase, Stripe, and OpenAI. Their services may be subject to separate terms, outages, and changes outside Bfinasys control.
Suspension and termination
We may restrict or terminate access for nonpayment, security risk, unlawful conduct, violation of these Terms, or conduct that threatens the service or other users. Provisions that by nature should survive termination will survive.
Disclaimers and limitation of liability
To the maximum extent permitted by law, the service is provided “as is” and “as available,” without warranties of merchantability, fitness for a particular purpose, noninfringement, uninterrupted operation, or accuracy. To the maximum extent permitted by law, Bfinasys will not be liable for indirect, incidental, special, consequential, exemplary, or lost-profit damages. Bfinasys aggregate liability arising from the service will not exceed the fees you paid to Bfinasys during the six months before the event giving rise to the claim.
Governing law
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute not resolved informally will be brought in a state or federal court with jurisdiction in Florida, and each party consents to that jurisdiction and venue.
Changes and contact
We may update these Terms by posting a revised effective date. Continued use after an update means you accept the revised Terms. Questions may be sent to info@bfinasys.com.